Open Banking

Open Banking Integration

PSD2-compliant Open Banking connectivity — payment initiation, account aggregation, and real-time financial data built directly into your platform.

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Why Choose Our Open Banking Integration?

Account Aggregation

Pull real-time account balances and transaction data from multiple banks into a single, unified view within your platform.

Payment Initiation

Initiate bank-to-bank payments directly from your platform — faster, cheaper, and more secure than traditional card payments.

PSD2 & FCA Compliance

Full compliance with PSD2 regulations and FCA requirements, ensuring your Open Banking integration meets all regulatory standards.

Secure Authentication

Strong Customer Authentication (SCA) and secure consent management ensuring user data is accessed only with explicit authorisation.

Automated Reconciliation

Real-time transaction matching and automated reconciliation, eliminating manual bookkeeping and reducing errors.

Financial Analytics

Rich financial insights and reporting powered by real-time bank data — enabling smarter decisions within your platform.

Open Banking Solutions

Payment Initiation Services (PIS)

Bank-to-bank payment initiation integrated directly into your platform — reducing transaction costs and removing card payment friction.

Account Information Services (AIS)

Aggregated account data and transaction history from multiple banks, enabling affordability checks, cash flow analysis, and financial dashboards.

Identity & Affordability Verification

Bank-verified identity and income data to support credit decisions, onboarding, and compliance workflows.

Automated Payment Reconciliation

Real-time matching of bank transactions to platform records, eliminating manual reconciliation and reducing financial risk.

Industries We Serve

PropTech

Rent collection, deposit management, and landlord payment automation via Open Banking

FinTech

Lending, budgeting, and personal finance platforms leveraging real-time bank data

Accounting & Bookkeeping

Automated bank feed integration and reconciliation for accountancy platforms

Lending & Credit

Affordability assessments and income verification using live bank data

Insurance

Premium collection and claims payment via bank-to-bank payment initiation

Marketplace Platforms

Secure, low-cost payment collection and disbursement for marketplace businesses

Open Banking Benefits

FCA-compliant Open Banking connectivity from day one

Real-time bank data for faster, smarter decisions

Lower transaction costs versus traditional card payments

Automated reconciliation reducing manual finance workloads

Reduced payment friction improving customer conversion

Secure, consent-driven access to financial data

Ready to Integrate Open Banking?

Let's discuss how Open Banking can modernise payments, automate reconciliation, and unlock new financial capabilities within your platform.

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