Insurance Mobile Applications

Insurance Mobile App Development

Transform customer engagement and insurance operations with custom mobile applications. We create secure, user-friendly insurance apps for iOS and Android that enhance policyholder experience and streamline claims processing across Lincoln and the UK.

Call 01522 282101

Comprehensive Insurance Mobile App Development

From policy management to claims processing, we develop mobile applications that improve insurance outcomes and enhance the customer and broker experience.

Policy Management Apps

Empower policyholders with mobile access to their policies, coverage details, documents, and policy amendments at their fingertips.

Claims Submission Apps

Streamline claims with intuitive mobile submission featuring photo upload, document scanning, and real-time claims tracking.

Quote & Purchase Apps

Enable instant quotes, policy comparisons, and secure online purchase directly from mobile devices with integrated payment processing.

Broker & Agent Apps

Equip insurance brokers with mobile tools for client management, quote generation, policy administration, and commission tracking.

Policy Renewal Apps

Automate renewal reminders, enable one-touch renewals, and provide renewal quotes to improve retention rates and reduce lapses.

InsurTech Solutions

Develop innovative insurance apps including telematics, usage-based insurance, peer-to-peer insurance, and on-demand coverage platforms.

Our Insurance App Development Approach

We combine insurance expertise with mobile development excellence to create apps that insurance professionals trust and policyholders love to use.

User-Centred Design

We design for all age groups, ensuring apps are intuitive for elderly policyholders whilst providing powerful features for insurance brokers and underwriters.

Insurance System Integration

Seamless integration with existing insurance platforms including policy administration systems, claims management software, and CRM systems. Real-time data synchronisation ensures accuracy.

Security & Compliance

Insurance-grade security with end-to-end encryption, biometric authentication, and full FCA compliance. Regular security audits and penetration testing.

Offline Functionality

Critical features work offline, ensuring claims submission and policy access continues even without internet connectivity. Data synchronises automatically when online.

Accessibility Standards

Apps built to WCAG 2.1 AA standards, ensuring accessibility for users with disabilities including vision, hearing, and motor impairments.

Development Process

1

Discovery & Planning

Understand user needs, insurance workflows, and technical requirements. Define app features and create detailed specifications.

2

UX/UI Design

Create intuitive interfaces optimised for insurance use. Prototype key features and validate with real users before development.

3

Native Development

Build native apps for iOS and Android using Swift, Kotlin, and Flutter. Agile development with regular progress reviews.

4

Testing & Launch

Comprehensive testing including security audits, usability testing, and FCA validation. App store submission and post-launch support.

Mobile Apps for Insurance Providers

We develop mobile applications for all types of insurance organisations, enhancing customer engagement and improving operational efficiency.

Motor Insurance Apps

Comprehensive motor insurance apps enabling instant quotes, policy purchase, digital insurance cards, accident reporting with photos, and breakdown assistance. Include telematics integration for usage-based premiums.

  • Instant quote generation
  • Policy purchase & renewal
  • Digital insurance certificates
  • Photo-based claims submission
  • Telematics integration

Home Insurance Apps

Mobile apps for home insurance customers providing policy management, content inventory with photos, instant claims for emergencies, and direct access to approved tradespeople.

  • Policy management
  • Home content inventory
  • Emergency claims submission
  • Approved contractor directory
  • Property valuation tools

Life & Health Insurance Apps

Apps for life and health insurers including policy tracking, beneficiary management, claims submission, health tracking integration, and direct GP access features.

  • Policy & beneficiary management
  • Claims submission
  • Health tracker integration
  • Medical history access
  • Wellness programme tracking

Commercial Insurance Apps

Professional apps for business insurance including multi-policy management, certificate of insurance generation, business risk assessments, and fleet management tools.

  • Multi-policy dashboards
  • Certificate generation
  • Risk assessment tools
  • Fleet management
  • Employee coverage tracking

Travel Insurance Apps

Travel insurance apps with instant purchase, digital policy documents, 24/7 emergency assistance, medical provider location, and real-time claims processing during trips.

  • Instant policy purchase
  • Digital documentation
  • Emergency assistance
  • Medical provider maps
  • Real-time claims

Broker Management Apps

Powerful apps for insurance brokers and agents including client management, quote comparisons, policy administration, commission tracking, and mobile document signing.

  • Client relationship management
  • Multi-insurer quotes
  • Policy administration
  • Commission tracking
  • Digital document signing

Essential Features of Insurance Mobile Apps

We build insurance apps with the features that matter most to policyholders and brokers, ensuring high adoption and meaningful impact.

Secure Authentication

Biometric login, two-factor authentication, and secure session management

Push Notifications

Policy reminders, renewal alerts, and claims status updates

Photo Claims Submission

Easy claims with photo upload, document scanning, and GPS tagging

FCA Compliance

Full regulatory compliance, consent management, and audit trails

Secure Payments

PCI DSS compliant payment processing and premium management

Offline Access

Critical features work without internet connectivity

Live Chat Support

In-app messaging with insurance advisors and claims handlers

Real-Time Sync

Instant synchronisation with policy administration systems

Why Choose Synergi Tech for Insurance App Development

Partner with mobile app developers who understand both technology and insurance. We deliver apps that users trust and insurance organisations rely on.

Insurance Sector Expertise

Deep understanding of insurance operations, FCA regulations, and policyholder needs. We speak your language and understand your challenges.

Security & Compliance First

FCA-compliant development with end-to-end encryption, secure data storage, and regular security audits. Your reputation is protected.

Fast Development Cycles

Agile methodology with 2-week sprints ensures rapid progress. Launch your app in months, not years, with regular demonstrations.

Seamless Integration

Expert integration with insurance platforms including Applied Epic, Acturis, SSP, and major policy administration systems.

User Experience Focus

Apps designed for all age groups with intuitive navigation, clear information hierarchy, and accessibility for users with disabilities.

Ongoing Support & Maintenance

Comprehensive support including app updates, performance monitoring, security patches, and feature enhancements as your needs evolve.

Frequently Asked Questions

Common questions about insurance mobile app development answered by our expert team.

How long does it take to develop an insurance mobile app?

Development timelines vary based on complexity, but typical insurance apps take 3-6 months from initial discovery to app store launch. Simple policy management apps may be completed in 3 months, whilst complex multi-insurer comparison platforms with claims management can take 6-9 months. We use agile methodology with 2-week sprints, providing working demonstrations every fortnight so you see progress throughout development.

Do insurance apps need FCA approval?

If your app facilitates insurance sales, renewals, or provides insurance advice, it falls under FCA regulation. We ensure apps meet FCA requirements including clear terms and conditions, appropriate risk warnings, secure data handling, and compliant customer communications. We work with your compliance team to ensure the app meets all regulatory requirements before launch.

Can you integrate with our existing insurance systems?

Yes, we specialise in integrating mobile apps with insurance platforms including Applied Epic, Acturis, SSP, major policy administration systems, claims management software, and CRM platforms. We use secure APIs to enable real-time data synchronisation between your app and back-end systems. If your system doesn't have an API, we can work with your IT team to develop one.

How do you ensure app security for sensitive insurance data?

Security is our top priority. We implement end-to-end encryption for all data transmission, secure authentication with biometric login, encrypted local data storage on devices, secure API communications, regular security audits and penetration testing, and compliance with PCI DSS for payment processing. All our developers are security-trained and follow secure coding practices.

What platforms do you develop insurance apps for?

We develop native apps for both iOS (iPhone/iPad) and Android devices to ensure optimal performance and user experience. For faster time-to-market, we can use cross-platform frameworks like Flutter that share code between platforms whilst maintaining native performance. We also develop responsive web apps that work across all devices if app store distribution isn't required.

How much does an insurance mobile app cost?

Insurance app development costs vary significantly based on features and complexity. Simple policy management apps start from £15,000, standard apps with claims submission and payment processing range from £25,000-£50,000, whilst complex multi-insurer platforms with advanced features can cost £50,000-£100,000+. We provide detailed quotes after understanding your requirements. Contact us for a free consultation and customised quote.

Can the app work offline for claims submission?

Yes, we design apps with offline functionality so policyholders can submit claims even without internet connectivity. The app stores claims data locally including photos and details, then automatically synchronises with your systems when connectivity is restored. This is particularly important for motor insurance claims which often occur in areas with poor signal coverage.

How do you handle app store submissions and updates?

We manage the complete app store submission process including Apple App Store and Google Play Store account setup, preparing app descriptions and screenshots, managing review processes, and handling any queries from app store reviewers. After launch, we provide ongoing maintenance including bug fixes, OS compatibility updates, security patches, and new feature development as your business evolves.

Can you add telematics integration for motor insurance?

Yes, we can integrate telematics data into motor insurance apps for usage-based insurance models. This includes smartphone-based telematics using device sensors, integration with OBD-II dongles and black box devices, driving behaviour scoring algorithms, and real-time feedback to drivers. Telematics integration helps insurers offer personalised premiums based on actual driving behaviour, particularly attractive to younger drivers.

What ongoing support do you provide after app launch?

We provide comprehensive post-launch support including performance monitoring and analytics, regular app updates for new iOS and Android versions, security patches and bug fixes, user feedback analysis and improvements, new feature development, app store management, and 24/7 emergency support for critical issues. We offer flexible support packages tailored to your needs, from basic maintenance to full managed service.

Ready to Transform Your Insurance Business with Mobile Apps?

Partner with insurance app development experts who deliver secure, user-friendly mobile applications that enhance customer engagement and streamline operations. Contact us today for a free consultation.

Call 01522 282101