Financial Services Mobile Applications

Financial Services Mobile App Development

Transform financial services delivery with custom mobile applications. We create secure, FCA-compliant banking and fintech apps for iOS and Android that enhance customer engagement and streamline financial operations across Lincoln and the UK.

Call 01522 282101

Comprehensive Financial Mobile App Development

From digital banking to investment platforms, we develop mobile applications that enhance customer experience and drive digital transformation in financial services.

Digital Banking Apps

Comprehensive mobile banking solutions enabling account management, transfers, bill payments, and real-time transaction monitoring.

Payment & Wallet Apps

Secure mobile payment applications with contactless features, peer-to-peer transfers, and digital wallet functionality.

Investment & Trading Apps

Real-time trading platforms with market data, portfolio management, and investment tools for retail and institutional clients.

Insurance Apps

Policy management apps enabling quotes, claims submission, document storage, and real-time policy updates.

Personal Finance Management

Budgeting and expense tracking apps that help users manage finances, set savings goals, and receive intelligent insights.

Wealth Management Apps

Client portals for wealth managers providing portfolio visibility, performance tracking, and secure client communication.

Our Financial App Development Approach

We combine financial services expertise with mobile development excellence to create apps that customers trust and financial institutions rely on for critical operations.

Security-First Design

Bank-grade security with multi-factor authentication, biometric login, encryption at rest and in transit, and secure key storage. Regular penetration testing and security audits.

FCA Compliance

Apps built with FCA regulations in mind including PSD2, MiFID II, and consumer protection requirements. Complete audit trails and regulatory reporting capabilities.

Real-Time Processing

Instant transaction processing, real-time balance updates, and live market data. WebSocket integration for seamless real-time user experience.

Fraud Prevention

Advanced fraud detection with behavioural analytics, device fingerprinting, transaction monitoring, and anomaly detection to protect users and institutions.

Open Banking Integration

Seamless integration with Open Banking APIs, enabling account aggregation, payment initiation, and comprehensive financial insights across multiple institutions.

Development Process

1

Discovery & Compliance

Understand business requirements, regulatory obligations, and user needs. Define security requirements and compliance framework from the outset.

2

UX/UI Design

Create intuitive interfaces optimised for financial transactions. Prototype key workflows and validate with users to ensure trust and ease of use.

3

Secure Development

Build native apps for iOS and Android using secure coding practices. Implement end-to-end encryption, secure authentication, and fraud prevention.

4

Testing & Launch

Comprehensive security testing, penetration testing, compliance validation, and user acceptance testing before app store submission and launch.

Mobile Apps for Financial Institutions

We develop mobile applications for all types of financial services organisations, enhancing customer engagement and enabling digital-first operations.

Retail Banking Apps

Comprehensive mobile banking for retail customers enabling account management, payments, transfers, savings goals, and financial insights. Reduce branch visits and enhance customer satisfaction.

  • Account balance & transactions
  • Fund transfers & payments
  • Bill payment automation
  • Cheque deposits via camera
  • Branch & ATM locators

Investment Platform Apps

Trading and investment apps for retail investors providing real-time market data, portfolio management, research tools, and seamless trade execution.

  • Real-time market data
  • Portfolio tracking
  • Trade execution
  • Investment research
  • Tax reporting

Insurance Customer Apps

Policy management apps for insurance customers enabling quotes, policy purchases, claims submission, document storage, and renewal management.

  • Instant quotes
  • Policy management
  • Claims submission
  • Document scanning
  • Renewal reminders

Wealth Management Apps

Client portals for wealth management firms providing portfolio visibility, performance reporting, secure messaging, and document sharing.

  • Portfolio dashboard
  • Performance reports
  • Secure messaging
  • Document access
  • Meeting scheduling

Mortgage & Lending Apps

Streamline mortgage and loan applications with mobile apps enabling document upload, application tracking, affordability calculators, and secure communication.

  • Application forms
  • Document upload
  • Application tracking
  • Calculators & tools
  • Direct adviser contact

Fintech & Challenger Apps

Innovative fintech applications for challenger banks, payment providers, and digital-first financial services with modern UX and cutting-edge features.

  • Instant account opening
  • Real-time notifications
  • Spending insights
  • Peer-to-peer payments
  • Cryptocurrency support

Essential Features of Financial Mobile Apps

We build financial apps with the security, compliance, and functionality that customers and regulators expect from trusted financial institutions.

Biometric Security

Face ID, Touch ID, and multi-factor authentication for secure access

Real-Time Alerts

Transaction notifications, fraud alerts, and account updates

Payment Processing

Card payments, transfers, bill pay, and contactless features

FCA Compliance

Full regulatory compliance with audit trails and reporting

Account Aggregation

Open Banking integration for multi-account visibility

Offline Access

View balances and transactions without connectivity

Customer Support

In-app chat, secure messaging, and help centres

Instant Processing

Real-time transaction processing and balance updates

Why Choose Synergi Tech for Financial App Development

Partner with mobile app developers who understand both technology and financial services. We deliver secure, compliant apps that customers trust.

Financial Services Expertise

Our team has extensive experience developing apps for banks, insurance companies, investment firms, and fintech startups across the UK financial services sector.

Security Excellence

Bank-grade security with penetration testing, secure coding practices, encryption, and fraud prevention. We understand the security requirements of financial applications.

Regulatory Compliance

Deep understanding of FCA regulations, PCI DSS, GDPR, and financial services compliance requirements. Apps built with compliance from day one.

Real-Time Performance

High-performance apps with real-time transaction processing, live market data, and instant notifications. Built for the speed financial services demand.

Open Banking Integration

Expertise in Open Banking APIs, account aggregation, payment initiation, and PSD2 compliance. Enable comprehensive financial services functionality.

Ongoing Partnership

We provide ongoing maintenance, security updates, feature enhancements, and regulatory compliance support to ensure long-term success.

Frequently Asked Questions

Common questions about financial services mobile app development

How long does it take to develop a financial services mobile app?

Development timelines vary based on complexity and regulatory requirements. A basic banking app typically takes 4-6 months, whilst a comprehensive trading platform with real-time data might take 8-12 months. We use agile development to deliver working versions incrementally.

Are your financial apps FCA compliant?

Yes, all our financial services apps are built with FCA compliance from the ground up. This includes PSD2, MiFID II, GDPR, consumer protection requirements, audit trails, and regulatory reporting capabilities.

How much does financial app development cost?

Costs vary depending on features, security requirements, and compliance needs. Simple apps start from £30,000, whilst comprehensive banking or trading platforms can range from £75,000 to £200,000+. We provide transparent fixed-price quotes based on detailed requirements.

Do you develop for both iOS and Android?

Yes, we develop native apps for both iOS and Android platforms to ensure the best performance and user experience. We can also use React Native for cross-platform development when appropriate for your requirements.

How do you ensure app security?

We implement bank-grade security including end-to-end encryption, biometric authentication, secure key storage, certificate pinning, code obfuscation, fraud detection, and regular penetration testing by certified security professionals.

Can you integrate with our existing banking systems?

Yes, we specialise in financial system integration. We can connect with core banking systems, payment gateways, Open Banking APIs, market data feeds, and third-party financial services using secure, standards-compliant integration methods.

Do you provide ongoing support and maintenance?

Yes, we offer comprehensive maintenance packages including security updates, OS compatibility updates, regulatory compliance updates, bug fixes, performance monitoring, and new feature development.

How do you handle PCI DSS compliance for payment processing?

We build apps with PCI DSS compliance requirements in mind, including secure data transmission, encryption, tokenisation, and secure storage. We work with PCI DSS compliant payment gateways and follow all security requirements for card data handling.

Ready to Build Your Financial Services Mobile App?

Transform customer engagement and financial services delivery with a secure, compliant mobile application. Contact us today to discuss your app idea and get a free consultation.

01522 282101

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